Personal Finance

Gold is one of the few assets that every one wants either for jewelry or investment. Most of the modern investors don’t actually know how to invest in gold properly they only know the traditional idea of buying jewelry or coins. Why People Invest in Gold Gold is bought for protection and balance. Investors typically … Read more

IMPS is one of the most used way of transferring money in India despite that many people still do not understand it. They know it works, but not how or when it’s better than NEFT. What is IMPS ? IMPS is a real-time bank transfer system that let you send money instantly from one bank … Read more

Mutual funds are often call as the safest way to grow money, meanwhile some dismiss them as risky or confusing. But the truth is they can be risky and safe at the same time. A mutual fund is not a shortcut to wealth it’s simply a structured way of investing where your money joins thousands … Read more

We are directly or indirectly linked with “Compound Interest” either by keeping money in saving account or by taking loans on cr, home or even education. When we invest or keep money in savings compound interest decides whether the amount become meaningful wealth. In the same way, when we take loan its compound interest which … Read more

UPI Mandate or UPI Autopay Benefits and Usecases.

Simple interest is one of the easiest financial ideas you’ll ever learn, and once you get it, you’ll start noticing it everywhere—from school exams to small loans, savings schemes, and everyday conversations about money. What Is Simple Interest? Simple interest is the extra money paid or earned on a fixed amount of money—called the principal—over … Read more

शेयर बाजार में निवेश का सबसे कठिन हिस्सा रिटर्न कमाना नहीं, बल्कि अनिश्चितता के दौर में टिके रहना होता है। जब बाजार रोज़ नई दिशा बदल रहा हो, छोटे और मिड-कैप शेयरों में तेज़ गिरावट हो रही हो, तब निवेशक अक्सर एक ही सवाल पूछते हैं—“क्या कोई ऐसा फंड है जो लंबे समय तक return … Read more

अगर आपका बैंक में खाता है, या पोस्ट ऑफिस की किसी सेविंग स्कीम में पैसा लगा है, या आप PPF, NSC, सुकन्या समृद्धि योजना जैसे विकल्पों पर भरोसा करते हैं—तो यह खबर आपके लिए बेहद अहम है। नई दिल्ली से आई जानकारी के मुताबिक, केंद्र सरकार ने एक बार फिर छोटी बचत योजनाओं (Small Savings … Read more

Bangalore is said as the city of opportunities. Job portals, LinkedIn posts and Instagram reels make it look like a perfect mix of cafés, startups, and success stories. But once you actually land in Bangalore with a ₹50,000 salary, reality hits very differently. This article is not written from Google search data or generic averages. … Read more