How Much EMI Should You Keep Based on Your Income? A Practical Guide to Loans, Savings & Smarter Budgeting
Taking a loan isn’t the problem—taking a loan without a plan is. Most people calculate their EMI using an online calculator and stop there. But the real question is not “How much EMI will the bank approve?” but “How much EMI can you safely handle without breaking your financial stability?” In personal finance, this is … Read more